Ken Perry, who was well received at a previous CMA seminar is back! update and recap on Federal and State laws and regs including: AB 260, Rick Based Pricing, Foreclosure Laws, SB 385, Reg Z, Section 35, RESPA/GFE, Reg Flags Rule, Do Not Call, MDIA, Graham Leach Bliley, the New Federal Law and even a brief recap of the SAFE Act.

Business Plan Permits, CFL Plans and Funds are getting new scrutiny. Plans and practices already approved by the DOC are sometimes being declared in violation. This session will review securities laws, changes, and other approaches you may consider. Selling to Out of State Investors: There is a fine line between legitimate profits and trouble with the SEC. Yet - who wants to eliminate every investor who lives outside California? Learn ways to avoid problems and do it right.

Real Estate Prices? The California Economy? What if someone know where it was headed? Bruce predicted a boom around 1996; more importantly, in 2006 predicted a downturn. Bruce is a real estate investor, private money loan broker and most important, does massive research on California real estate and economic trends.

Part I of the critical review of laws and regulations affecting our business. Important laws, both pending and passed, as well as regulations and updates on their enforcement will be covered. Careful consideration of their impact, as well as strategies and advice to consider will be provided. No "doom and gloom" here. Just solid practices to consider in dealing with laws and regs that are here or on the way!

Record foreclosure levels mean more rehab loan opportunities. Problems lending on other asset classes make this an attractive option for many investors. basics of rehab lending will be covered, along with more advanced concepts. Problem: There are huge upsides for rehab buyers and huge liabilities for makers/arrangers of loans. How do you balance this out? Should you continue, "loan by loan" or consider other options such as a rehab "line of credit?"

As vacancies soar and commercial rents and values drop, risk levels increase. Institutions that provided loans and huge competition for us, are not wither GONE or NOT LENDING - leaving many high quality loans for us to fund. Getting the higher quality loans - takes more attractive terms. How do you entice investors into longer terms at lower yields? How to prep investors for longer term loans? How to sell them on security more than yield? And to a potential new market for borrowers - how to safely make up to 90% LTV loans to owner occupied commercial borrowers? How about prime based loans with no cap that adjust with inflation? How do you set up docs and servicing to accommodate these terms? This very timely session will address these and other questions. Find out what you can do to move into more secure, less risky loans and to develop the right investor market for the coming years.

Delinquent borrower will not return your calls? However, your investors are calling your and they want cash, not keys! What to do? Receiver, Writ, Judicial Foreclosure, NJF, Notice of Default, Lie in Wait, Pursue Guarantees, Guerrilla Tactics? Benefit from real examples. Analyze pros and cons, increase the arrows in your quiver and the cash in your investors pockets.

Network. Discuss seminar sessions - and a chance to let all that knowledge sink in. Who DO NOT you know at CMA? Here is your chance to get introduced, make connections, get questions from the day answered, and meet the people you do not already know. Wine, beer and munchies will be served. Moderators will be on had to introduce people, keep the room moving and help you get your questions answered. Do not miss this!